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We have modest goals: Improve the lives of others. Change the landscape of health care forever. Leave the world a better place than we found it. Such aspirations tend to attract a certain type of person. Crazy talented. Compassionate. Driven. To these individuals, we offer the global reach, resources and can-do culture of a Fortune 5 company. We provide an environment where you’re empowered to be your best. We encourage you to take risks and in return, offer a world of rewards and benefits for performance. Exceeding your limits is an exceptional start to your life's best work.SM


Just like you, we are driven by a set of fundamental principles that are guiding our way forward. Our values of integrity, compassion, relationships, innovation, and performance serve as a foundation to transform health care. Are you in? Learn more about your future at UnitedHealth Group at careers.unitedhealthgroup.com


Job Category:

Underwriting and Pricing



Approximate Salary:

Not Specified

Position Type:

Full Time

Underwriting Consultant - National Accounts Specialty Benefits - Hartford, CT

UHG - Hartford, Connecticut

Posted: 11/15/2018

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)
The Underwriting Consultant will analyze dental and vision benefit plan characteristics and assess risks as to frequency and potential severity of loss of clients. They will utilize underwriting criteria and policies to provide proper rating methodologies. They will also build and maintain models to assist in the economic analysis of market alternatives. The Senior Underwriting Consultant is responsible for the evaluation and recommendation of alternative pricing options and plan design changes based on economic analysis and trends.
This role is part of National Accounts Specialty Benefits, Dental, Vision and Financial Protection (Critical Illness, Accident and Hospital Indemnity) Underwriting, National Accounts. Ideally the role will be located in Hartford, CT. Consideration for telecommute will be given to highly experienced current or former employees.   
Primary Responsibilities:
  • Prepare financial experience rating calculation and other ongoing reviews that directly align with client strategies
  • Validate renewals and request for proposals for accuracy including utilization and experience reporting
  • Conduct competitive analysis of all coverage lines and present financial and contractual findings to Senior and Executive levels
  • Utilize Dental / Vision experience
  • Promote the use of established underwriting criteria and policies to provide proper rating methodologies
  • Evaluate and negotiate potential alternatives and options for NB and Renewal groups with internal and external customers
This position is ideally located in Hartford, CT.  Other locations and telecommuting will be considered for highly experienced applicants.

Required Qualifications:

  • 5+ years of experience in healthcare underwriting for any variety of products: PPO, DHMO, self-funded, ASO / fully-insured, or group. Ideally, extensive experience with dental and vision underwriting
  • Financial Protection underwriting experience

  • Intermediate level of proficiency with MS office suite (Word, Excel, PowerPoint)

Preferred Qualifications:

  • Current or former UHG employee from an Underwriting function
  • 3+ years of experience with Risk Management

  • Previous dental and/or vision underwriting experience

  • 2+ years of presentation experience

  • 3+ years of data analysis and reporting experience

  • Post Graduate Degree in Math, Finance, Business or related degree

  • Excellent communication skills, both orally and in writing

Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.(sm)


Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.


Job Keywords: Financial Protection underwriting, healthcare underwriting, PPO, DHMO, self-funded, ASO / fully-insured, Hartford, CT, Connecticut, Minnesota, Texas, Arizona 

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